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S M C U

Updates:

Get upto 15%* on our Savings Account Balances with fidelitycreditunion.

Dear Customer, We have launched Video KYC facility for faster customer verification

Savings Account

Get More From Your Money

Access your money anytime and anywhere.

Know About

Savings Account

Our savings accounts can help you reach your savings goal faster. Plus, if you choose Our Business Savings account and link an eligible account like a Business Checking account, you'll earn a relationship bump rate. It's our way of saying thanks for being a great customer.

Make your short-term goals a reality by letting your money work for you. A savings account lets you earn interest, access funds easily and set up automatic transfers.

Open an Account

Reach Your
Savings Goal With Us

As At
2023

%

APY

Also you can enjoy up to 500 USD onboarding bonus

Customers faq’s

Our Savings Account Benefits

We help businesses and customers achieve more.

  • Earn Interest up to 15%

    Earn upto 15% interest rate per annum when you save money with Our Personal or Business savings account.

  • Free SMS Alerts

    Zero charges for all transaction sms alerts.

  • Discounts on Locker

    Earn bonus interest when you deposit at least $5,000 every quarter, and make no withdrawals within this period.

  • International Debit Cards

    Discover a world of unique experiences and exclusive discounts you can access, just by using your SMCU card.

  • Provides Safety

    Customer security is a priority for Us with 24/7 fraud detection services and security features to keep your account information protected.

  • Paperless Banking

    24/7 access to internet banking, easily transfer funds between accounts and set up automatic transfers with Auto Save.

Eligibility to
Open Savings Account

Eligibility parameters for saving account.

  • 1

    Nationality

    Over 180 nationalities are supported

  • 2

    Age

    18 Years old or above

  • 3

    Documents

    Submit valid identification document

00

k

Saving account opened
in last year

Savings A/c Required Documents

Basic documents required for opening a savings account.

ID. Document
is Mandatory

Duly Filled
Application Form

Personal Savings

Business Savings

Colored Passport
Photographs

Colored Passport
Photographs

Account Interest & Charges Compared

Your money is making money for you & Your Family.

Account Interest Rates
Per Annum

Personal Savings A/C

  • Standard interest rate 3.49%(1 year)
  • Tiered interest rate
  • Relationship bump rate

Business Savings A/C

  • Premium interest rates 4.49% APY(1 year)
  • Tiered interest rates 4.50% - 11.99% APY(1 year)
  • Relationship bump rate 4.49% + 3% APY(1 year)

Minimum Balance
  • No minimum daily balance required
  • No minimum daily balance required

Monthly Maintenance Fee
  • No monthly Fees
  • 5 USD monthly service fee